Its that time of the year (or was a few days ago) to make resolutions for the new year.
Here is what I resolve to do and how I will go about making it easy.
I resolve to:
Buy less stuff this year by earning less money, by not working as smart or hard as I have in the past. I vow to stop acquisition as a measurement of goodness. U.S. employers are making it easier to make less money by furloughs, wage freezes and benefit cost increases.
Invest more in the individual betterment of others through peer to peer lending or through organizations such as Kiva.org. This is easy and done on-line.
Move my money to a local community bank or credit union. This might take some time because I have bundled almost all my bill paying to be done automatically on-line. See Move Your Money for some inspiration. I will strive to get this done during the summer months when I have some time and "extra" cash. See Newsy on this issue.
Give to away more things away for a "second life". Things that I own, that I deem not essential for my care and comfort will be donated to charity or given to friends. I have been doing this over the last few years, but I will accelerate this year. My wife and I give to charity, two items of clothing for every "new" clothing item we buy, our closets are getting cleaner and "newer". I am mildly obsessed with cleaning out the garage and closets. (We have no basement or attic, making it easy, "no heavy lifting". The new house we built has no attic, basement, garage nor storage shed.
Spend more time with my friends or just in a coffee shop.